(Editor’s note: This post forms part of the month-long HBR Debate, “Finance: The Way Forward.” It is the first post on this week’s topic: “Do we really need banks — and what might take their place?”) Imagine for a moment that you did not have a bank account. No debit or credit card, no access to an ATM. No checks, no loans, no savings account.

Read more from the original source:
Do We Really Need Banks?

” The basic principle of democracy is that since all are full members of society, all have the right to speak as they wish or find. This is not only an individual right, but a social need, since democracy depends on the active participation and the free contribution of all its members. The right to receive is complementary to this: it is the means of participation and of common discussion

Visit link:
Quote of the Week: Raymond Williams

Ingredients Melt and Pour soap base(opaque) Scent (optional) Color (must be liquid, like gels) cookie sheet (must have at least a 1/2 in. edge on it) knife (to swirl your colors) cookie cutters Directions Melt down the soap base and scent.

Read more here:
Melt and Pour Soap Recipes – Cookie Cutter Soaps

“Your old road is rapidly aging,” Bob Dylan proclaimed to the powers that be in 1964. “Please get out of the new one if you can’t lend your hand.” Recent experiences have left me thinking often of that now-iconic line over the past few days; in this post, I want to encourage you to think about whether you are either standing in the way or offering a hand to those coming after you

Read more:
How Are You Developing Future Leaders?

Not Exactly Pocket Science is a set of shorter write-ups on new stories with links to more detailed takes by the world’s best journalists and bloggers. It is meant to complement the usual fare of detailed pieces that are typical for this blog

Continue reading here:
Pocket science – bursting bubbles make more bubbles, and snakes on the wane | Not Exactly Rocket Science

A Cartoon Guide to Becoming a Doctor: The med student gunner: profile . Nice one… via Doc_Rob on twitter… Related posts: BlogWorld Medblogger Track There are several of us twittering the medblogger track now…

See original here:
A Cartoon Guide to Becoming a Doctor: The med student gunner: profile

1989! This track is over 20 years old, which – I suppose – is like living in the era of the Beach Boys and listening to the Charleston. Whatever. Wop Bop Torledo were Maryanne Morgan and Gary Stoner and they didn’t last very long (a couple of singles and one failure of an album apparently)

Go here to see the original:
Wop Bop Torledo – Jungle Fever (1989)

INISHOWEN DEVELOPMENT PARTNERSHIP The Inishowen Development Partnership is inviting applications from Inishowen-based groups under its Local Community Development Programme as follows: SMALL GRANTS FOR COMMUNITY GROUPS Applications are welcome from community groups who are engaging in projects to promote social inclusion. Funding may be sought for project work, training and development. INFORMATION EVENINGS Monday, June 21st at IDP Offices, Buncrana 7.30pm Wednesday, June 23rd at IDP Offices, Carndonagh 7.30pm More information will be available at the information evenings.

Read more here:
Grants

Last week I mentioned that I was moving away from more traditional construction DIY projects and focusing on those that could have an actual impact upon your freelance writing business. Starting with how to install a WordPress theme on your freelance writing blog last week, this week we’re going to take an introductory look into how to promote your freelance writing blog using 5 different social media tools. N.B.

Continued here:
How To Promote Your Freelance Writing Blog Using Social Media

We recently reported on an academic article that criticised one of the most popular methods for diagnosing psychopaths and which had remained unpublished for four years due to legal threats by the designers of the interview. The article was by researchers Jennifer Skeem and David Cooke who had criticised the PCL-R, a diagnostic scale by renowned forensic psychologist Robert Hare, for its supposed over-focus on criminality. Their piece was peer reviewed and accepted for publication in 2006 b…

See the rest here:
Threatened psychopath articles suddenly appear

From Wachter’s World , which he prefaces with: As a member of the executive committee of the American Board of Internal Medicine, I can’t provide too much of the inside scoop, so I’ll mainly point you to the published descriptions of a remarkable case: that of one Dr. Arora, who ran an ABIM board review course with a difference. Good for the ABIM.  If you need to cheat to pass the Boards, you don’t need to be Board Certified

More:
Cheaters Never Win (and sometimes they have their Board Certification stripped and get sued)!

Ingredients: 2 ounces Candellia wax 1.5 ounce Almond Oil 1 ounce Olive oil 1 ounce Cocoa Butter 1 tsp Vitamin E Fragrance (by the drop, until it is the scent you want) Directions : (1) Melt first 4 ingredients together on low heat. (2) When fully melted remove from heat and add Vitamin E and fragrance. Pour into tubes or molds.

Read the original here:
Vegan Solid Lotion Bar Recipe

Just the other day, I saw a tweet from Jennifer , asking her the question that many of us who live here get from time-to-time, “Should I Move to France?” It’s pretty hard to decide to make such a life-changing move, for many people. Moving to a foreign country isn’t easy, but it does have it’s rewards

Read more:
Should I Move to France? (28 Questions to Ask Yourself)

Service Tax – Works Contract – Benefit of composition scheme not available for ongoing projects on which ST was paid prior to 01.06.2007 under respective services: High Court follow the link below for more details:- http://www.taxindiaonline.com/RC2/inside2.php3?filename=bnews_detail.php3&newsid=10976

Read the original here:
service tax – compounding scheme not applicable if tax paid prior to 1.6.2007

An inexpensive cancer drug improves vision in people with a debilitating form of sight loss known as wet age-related macular degeneration, researchers reported today in BMJ. The drug, sold under the brand name Avastin, is not approved to treat vision loss, but is still widely used off-label as a cheap alternative to the drug Lucentis, both of which are sold by Genentech.

See the article here:
Cheap drug’s success adds to eye drug debate

Last week I briefly talked about an easy way to reorder applications in Zoho Business by simply dragging and dropping items on the side bar. When you click on an app on the sidebar, the application launches on the right within Zoho Business. What if you don’t want the application to launch within Zoho Business?

Continue reading here:
SideBar options in Zoho Business

The U.S. National Longitudinal Lesbian Family Study, a quarter-century look at the welfare of kids born to lesbian couples, has finally come out in the journal Pediatrics this week with the headline-grabbing finding that those children not only do as well as the rest of the population, they might actually fare better

Original post:
Lesbian Parents & Their Well-Adjusted Kids: What the Study Really Means | 80beats

Roger Ebert’s name is synonymous with movie reviews. Many of us remember him bantering with Gene Siskel on the TV shows Sneak Previews and At the Movies . But he doesn’t banter much anymore

Read this article:
What All Content Creators Need to Learn From Roger Ebert

There have been plenty of other posts here on Think Gene foretelling the failure of the DTC market, such as free microarray tests. The consensus is that for these companies to survive, they must enter the medical market.  Critics will say that while companies such as 23andme, Navigenics, and deCODE are just waiting for the right time to enter the medical market, I think there is a different reason why they haven’t entered this market: malpractice. Let’s first examine the issues in pharmacogen…

Excerpt from:
Why the DTC companies will fail…or not?

The Institute’s attention was drawn to certain news reports giving the impression that the Institute has mooted a proposal to open doors for MNC audit firms to operate in India . Consequent upon the Satyam scandal coming to light, the Council of ICAI had constituted a High Powered Committee to look into the matter

Go here to read the rest:
Denial of contents of news report on multinational accounting/audit firms – (08-06-2010)